Archive for March, 2009

» Is Martial Law Possible in New York? On Monday, March 30th, 2009

Martial Law in New York?

Proceeding the recent news that 2 NYPD officers were convicted of DWI’s New York residents are demanding corrective action be taken. This is not the first incident like this and the department is getting alot of pressure from the surrounding community. The topics range from Drunk Driving to Assault, and the public is not tolerating it any longer it seems.

Mayor Brian Stratton states he is looking at all options, including disbanding the police department.

“The public has had it up to here” he said in a Capital News 9 report.

The primary options being considered appear to be:

  1. Consolidate County Police Department
  2. Bring in State Police
  3. Disband Police Department

Each option requires a transitional phase and a need for a temporary policing entity until the full transition can take place. This means that without such an entity there would be no law enforcement which could have dire repercussions.

One possibility is for the Mayor to declare Martial Law and have the National Guard come in to police until the new entity can be established.

Mark Chaires the Schenectady Police Chief thinks that action seems extreme. In the interview he states when he thinks of martial law he thinks of street riots and he hasn’t seen anything to that level at this point. It may be extreme but the Mayor Stratton is not denying that martial law is a possiblity, but only as a “stop gap”. In other words the guard would come in just long enough to maintain order, to bridge the gap between the police department transition.

Interview Here:

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» New Texas Law Proactive Credit Report Freeze On Saturday, March 28th, 2009

New Texas law that allows better defense against identity theft.

The new law recently took effect that basically states that individuals have the right to have their credit report frozen without a police report. This is big news because if your credit report is frozen then a identity theif can’t take out a loan or get credit in your name because no one can check your credit history. This obviously makes getting a loan much more difficult and the likeliness that a thief can produce pay stubs for the past 6 months and meet all of  a lenders pre-requisites without a credit check… well it’s just much less likely to go through.

This new law is a big deal in my opinion because it is a more proactive approach to the identity theft problem. Before this law Texans had to actually already have been victimized to have their report frozen. To me that’s like saying you have to have your house burned to the ground to get fire hazard insurance, it just doesn’t make sense.

How Do I Freeze My Credit Report?

Step 1) Send request via certified mail to each of the three national credit bureaus. That would be:

  • Experian:
    • Experian Security Freeze, P.O. Box 9554, Allen, TX 75013.
    • Also include previous addresses for the past two years and $10.83 – the fee plus sales tax.
  • Equifax
    • CSC Credit Security Freeze, P.O. Box 674438, Houston, TX 77267-4438
    • Include the fee of $10.
  • TransUnion
    • TransUnion Fraud Victim Assistance Department, Box 6790, Fullerton, CA 92834.
    • There is a $10 fee.

Make sure to include the following:

  1. Social Security Number
  2. Full Name
  3. Birth Date
  4. Current Address
  5. Government issued identification card, such as a driver’s license, state or military ID card,
  6. Verification of Address such as a copy of a utility bill, bank or insurance statement
  7. Copy of police report if you are already a victim, this will prevent you from having to pay a fee unlike non-victims

We would love to hear what you think about this new law! Please leave your comments below.

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